In an attempt to improve the rate of home ownership, the mortgage industry as a whole has recently made several additional offerings that specifically target borrowers with the desire to purchase a home without a down payment.

With that in mind, Your Mortgage Mall has dedicated a new section of our website to those consumers seeking a 100% financing program to cater to this growing, yet untapped market. We have compiled a number of these programs, resulting in the creation of one of the most comprehensive loan offerings in the industry.

It is important to note that the term, “100% financing,” does not necessarily mean higher rates. In fact, if you have good credit, you are still eligible for the same rates that apply to most conventional loan programs.

However, higher standards of credit history are required, because there is a higher risk involved for lenders in the granting process of this type of loan. If your credit score is not adequate (less than 580), but you are still interested in this type of loan, please visit our Credit Education Center to see the many ways you can improve your credit rating.

Our program targets:
• First-time home buyers
• Buyers with limited resources and funding
• Young adults entering the work force, building up their assets

Our program is available for:
• Purchases
• Refinances/Debt Consolidation

If you fit any of these criteria, 100% financing may be the choice for you. This program eliminates any immediate financing problems of home-buying for any situation.

If you would like to apply for this program, please proceed to our Application Page.